Budget Bestie Privacy Policy

Last updated: July 26, 2024

Budget Bestie Corp ("Budget Bestie", "we", "our", or "us") is committed to protecting your privacy. This privacy policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (the "App").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the App.

What data do we collect?

Budget Bestie collects the following data:

• Personal identification information (Name, email address, phone number, etc.)
• Financial information (e.g., income, expenses, savings goals)
• Transaction data (e.g., purchase amounts, categories, dates)
• Device information (e.g., iOS version, device model)
• Usage data (e.g., how often the app is used, which features are accessed)
• App performance data (e.g., crash reports)

How do we collect your data?

You directly provide Budget Bestie with most of the data we collect. We collect data and process data when you:

• Register for an account in our app
• Manually enter your financial information and transactions
• Use or interact with our app's features
• Voluntarily complete a customer survey or provide feedback
• Grant permissions to the app (such as push notifications or Face ID/Touch ID for login)

Budget Bestie may also collect some data automatically:

• Device information is collected when you install and use our app
• Usage data is collected as you interact with the app
• App performance data, including crash reports, is collected to improve app stability

How will we use your data?

Budget Bestie collects and uses your data so that we can:

• Provide and maintain our budgeting service
• Personalize and improve your experience within the app
• Generate insights and reports about your financial habits and progress towards goals
• Send you notifications and updates related to your budget and financial goals
• Respond to your comments, questions, and customer service requests
• Analyze usage patterns to improve app functionality and user experience
• Prevent fraudulent activities and enhance app security
• Identify and fix app crashes and other technical issues to improve app stability

Budget Bestie does not share your personal data with third parties for marketing purposes.

How do we store your data?

Budget Bestie securely stores your data using Firebase, a platform developed by Google for creating mobile and web applications.

Firebase provides several security measures to protect your data:

• Data is encrypted in transit using HTTPS.
• Firebase uses Google Cloud Platform's secure infrastructure.
• Firebase offers built-in security rules that we use to protect your data from unauthorized access.
• We implement proper authentication and authorization mechanisms to ensure only you can access your personal data.

Data Retention and Deletion

Budget Bestie is committed to protecting your privacy and respecting your choices regarding your personal data. Our data retention and deletion practices are as follows:

• Active Accounts: We retain user data for as long as the account is active to provide our services and maintain user history and preferences.
• Subscriptions: Subscriptions are managed by Apple through the App Store. Cancellation of a subscription does not automatically result in account closure or data deletion in our app.
• Data Deletion Requests:
  • Users can request deletion of their data at any time by contacting us at support@budgetbestie.app.
  • Upon receiving a deletion request, we will delete all user data within 30 days.
  • This deletion is permanent and will result in the loss of all app data and functionality.
  • Please note: You may need to cancel your subscription separately through Apple's App Store.
• Inactive Accounts: If an account has been inactive for 24 months, we will send a notification to the user's registered email address. If no response is received within 30 days, we will delete all personal data associated with the account.
• Retained Data: We may retain certain non-personal, aggregated data for analytical purposes and to improve our services, but this data will not be linked to any individual user.

What are your data protection rights?

Budget Bestie would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

• The right to access – You have the right to request Budget Bestie for copies of your personal data.
• The right to rectification – You have the right to request that Budget Bestie correct any information you believe is inaccurate.
• The right to erasure – You have the right to request that Budget Bestie erase your personal data, under certain conditions.
• The right to restrict processing – You have the right to request that Budget Bestie restrict the processing of your personal data, under certain conditions.
• The right to object to processing – You have the right to object to Budget Bestie's processing of your personal data, under certain conditions.
• The right to data portability – You have the right to request that Budget Bestie transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at our email: support@budgetbestie.app

Third-Party Services and Data Sharing

Budget Bestie uses certain third-party services to help us improve our app and provide a better user experience. These services may collect and process some of your data:

• PostHog: We use PostHog for product analytics.
• Crashlytics (part of Firebase): We use Crashlytics to collect crash reports.
• RevenueCat: We use RevenueCat for managing in-app purchases and subscriptions.

These third-party services adhere to their own privacy policies and security standards. We ensure that they are GDPR-compliant and use your data only for the specified purposes.

We do not sell your personal data to any third parties. The data shared with these services is used solely for the purpose of improving our app's performance, stability, and user experience, as well as managing purchases and subscriptions.

Changes to Our Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes.

In case of significant changes to this policy that might affect your rights or our obligations, we will provide a more prominent notice (including, for certain services, email notification of Privacy Policy changes).

Contact Us

If you have any questions about this Privacy Policy, please contact us:

By email: support@budgetbestie.app